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Archive for the ‘Urban Institute’ Category

Changes in Income Reported on Federal Tax Returns

January 29, 2015 Comments off

Changes in Income Reported on Federal Tax Returns
Source: Tax Policy Center (Brookings Institution and Urban Institute)

The composition of reported income has changed markedly since 1952. Investment income has continued to grow, along with business income, interrupted only by periodic economic downturns. Meanwhile, salaries and wages have declined as a share of income.

Does Increasing Reliance on Student Debt Explain Declines in Entrepreneurial Activity? Posing the Question, Gathering Evidence, Considering Policy Options

January 27, 2015 Comments off

Does Increasing Reliance on Student Debt Explain Declines in Entrepreneurial Activity? Posing the Question, Gathering Evidence, Considering Policy Options
Source: Urban Institute

Concerns about declining entrepreneurial activity, rising student debt, and the possible relationship between the two deserve attention. New business enterprises can support innovation and increase employment, so any trend that might be interfering with individuals’ opportunities to take risks, finance start-ups, and build enterprises is worth exploring.

Marital Disruption and Health Insurance

January 5, 2015 Comments off

Marital Disruption and Health Insurance
Source: Urban Institute

Despite the high levels of marital disruption in the United States and the fact that a significant portion of health insurance coverage for those less than age 65 is based on family membership, surprisingly little research is available on the consequences of marital disruption for the health insurance coverage of men, women, and children.

Narrow Networks, Access to Hospitals and Premiums: An Analysis of Marketplace Products in Six Cities

December 16, 2014 Comments off

Narrow Networks, Access to Hospitals and Premiums: An Analysis of Marketplace Products in Six Cities
Source: Urban Institute

This report examines which hospitals are included within marketplace plans in six cities (Denver; New York City (Manhattan); Portland, Ore.; Providence; Baltimore; and Richmond, Va.). The report finds that nearly all insurers offering plans through the insurance Marketplaces in six cities include many highly ranked hospitals within their provider networks. The report also concludes that every hospital in the cities studied is included in at least one Marketplace plan network. The authors also looked at how the size of a plan’s provider network affected the cost of premiums. The report shows that the size of a plan’s network is not necessarily tied to premiums. The authors note that although narrowing networks (i.e., limiting the amount of providers covered under a specific plan) generally led to more-competitive, lower-cost premiums, some plans with broader networks had low premiums and some plans with narrow networks had high premiums.

Measuring Mortgage Credit Accessibility

December 16, 2014 Comments off

Measuring Mortgage Credit Accessibility
Source: Urban Institute

This paper provides a method of measuring credit accessibility that addresses several shortcomings of traditional methods. Credit accessibility is measured by calculating the demand-to-origination progression rate for low-credit-profile consumers. Using this improved measure, we explore several issues critical to credit accessibility including differences among demographic groups, changes over time and credit cycles, and the impact of government support for the single-family owner-occupied mortgage market.

Monitoring the Impact of the Affordable Care Act on Employers: Literature Review

November 21, 2014 Comments off

Monitoring the Impact of the Affordable Care Act on Employers: Literature Review
Source: Urban Institute

In this report, we analyze recent trends in the employer health insurance market and the anticipated effects of the Affordable Care Act on employers, with a particular focus on small firms with fewer than 50 workers. We first present a detailed picture of the employer market by identifying preexisting trends in key outcomes that could be incorrectly attributed to the Affordable Care Act. We also analyze the literature to identify economic factors that are important in current employer and employee decisions regarding health coverage.

Immigrant Access to Health and Human Services: Final Report

November 17, 2014 Comments off

Immigrant Access to Health and Human Services: Final Report
Source: Urban Institute

The Immigrant Access to Health and Human Services project describes the legal and policy contexts that affect immigrant access to health and human services. The study aims to identify and describe federal, state, and local program eligibility provisions related to immigrants, major barriers to immigrants’ access to health and human services for which they are legally eligible, and innovative or promising practices that can help states manage their programs. This final report summarizes findings from the seven research briefs and one report that constitute this project.

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