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The Labor Force in an Aging and Growing America; Mapping America’s Futures, Brief 4

March 17, 2015 Comments off

The Labor Force in an Aging and Growing America; Mapping America’s Futures, Brief 4
Source: Urban Institute

From 2010 to 2030, patterns of labor force participation will change across regions of the United States. In some regions, the primary demographic effect will be changes in age structure, which will drive declines in labor force participation rates. In other regions, in-migration and changes in the racial and ethnic composition of the adult population will primarily increase the numbers of the “dependent population”-people not in the labor force. Still other regions will have to accommodate both sharply declining participation rates and sharply increasing nonparticipants. These diverse patterns of changes in labor force participation pose different challenges to regions.

See also:
+ Evolving Patterns in Diversity Mapping America’s Futures, Brief 2
+ Children and Youth in an Aging America; Mapping America’s Futures, Brief 3

Lessons the United States Can Learn From Other Countries’ Territorial Systems for Taxing Income of Multinational Corporations

March 16, 2015 Comments off

Lessons the United States Can Learn From Other Countries’ Territorial Systems for Taxing Income of Multinational Corporations
Source: Urban Institute

The United States has a worldwide system that taxes the dividends its resident multinational corporations receive from their foreign affiliates, while most other countries have territorial systems that exempt these dividends. This report examines the experience of four countries – two with long-standing territorial systems and two that have recently eliminated taxation of repatriated dividends. We find that the reasons for maintaining or introducing dividend exemption systems varied greatly among them and do not necessarily apply to the United States. Moreover, classification of tax systems as worldwide or territorial does not adequately capture differences in how countries tax foreign-source income.

Transitioning from Medicaid Expansion Programs to Medicare: Making Sure Low-Income Medicare Beneficiaries Get Financial Help

March 12, 2015 Comments off

Transitioning from Medicaid Expansion Programs to Medicare: Making Sure Low-Income Medicare Beneficiaries Get Financial Help
Source: Urban Institute

The Affordable Care Act allows states to offer Medicaid coverage to low-income adults who would not have qualified under previous law. This population will face higher cost-sharing requirements when they transition to Medicare, although some may be eligible for traditional Medicaid benefits and/or Medicare Savings Programs (MSPs) that will reduce their costs. This report discusses how Medicare beneficiaries can qualify for traditional Medicaid and MSPs, provides new estimates of the number and characteristics of eligible individuals, and outlines policy options that would make it easier for Medicare beneficiaries to qualify for traditional Medicaid benefits and MSPs.

Surviving the Streets of New York: Experiences of LGBTQ Youth, YMSM, and YWSW Engaged in Survival Sex

February 26, 2015 Comments off

Surviving the Streets of New York: Experiences of LGBTQ Youth, YMSM, and YWSW Engaged in Survival Sex
Source: Urban Institute

Based on interviews with 283 youth in New York City, this is the first study to focus on lesbian, gay, bisexual, transgender, and queer or questioning (LGBTQ) youth; young men who have sex with men (YMSM); and young women who have sex with women (YWSW) who get involved in the commercial sex market in order to meet basic survival needs, such as food or shelter. The report documents these youth’s experiences and characteristics to gain a better understanding of why they engage in survival sex, describes how the support networks and systems in their lives have both helped them and let them down, and makes recommendations for better meeting the needs of this vulnerable population.

2014 Fundraising Effectiveness Survey Report

February 23, 2015 Comments off

2014 Fundraising Effectiveness Survey Report
Source: Urban Institute and Association of Fundraising Professionals

The Center on Nonprofits and Philanthropy at the Urban Institute and the Association of Fundraising Professionals established the Fundraising Effectiveness Project (FEP) to conduct research on fundraising effectiveness and help nonprofit organizations increase their fundraising results. Piloted in November 2006, FEP collects fundraising data from nonprofit organizations beginning with data for 2004-2005. The 2014 report, the latest in the annual series, incorporates data from 3,576 organizations that contributed data for 2012-2013.

Nine Charts about Wealth Inequality in America

February 23, 2015 Comments off

Nine Charts about Wealth Inequality in America
Source: Urban Institute

Why hasn’t wealth inequality improved over the past 50 years? And why, in particular, has the racial wealth gap not closed? These nine charts illustrate how income inequality, earnings gaps, homeownership rates, retirement savings, student loan debt, and lopsided asset-building subsidies have contributed to these growing wealth disparities.

Servicing Is an Underappreciated Constraint on Credit Access

February 18, 2015 Comments off

Servicing Is an Underappreciated Constraint on Credit Access
Source: Urban Institute

The heightened and uncertain cost of servicing delinquent mortgage loans is a significant, although underappreciated, constraint on access to credit. Lenders can price loans to reflect the anticipated servicing costs, but it is very difficult to price for the uncertain costs of default servicing. The penalties resulting from not meeting the GSE and FHA timelines, along with restrictive and anachronistic limits on reasonable foreclosure expenses, create uncertainties that are difficult to quantify and price for. The result: lenders forgo lending to borrowers more likely to go delinquent. The FHFA has made great strides with recent changes to compensatory fees, but more needs to be done. Servicing delinquent FHA loans presents an even greater challenge. To expand the tight credit box, these servicing issues must be addressed.

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