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The Opportunities of Digitizing Payments

September 29, 2014 Comments off

The Opportunities of Digitizing Payments
Source: World Bank

The G20’s focus on financial inclusion directly contributes to its core goal of achieving strong, sustainable, and balanced growth. Studies show that broader access to and participation in the financial system can reduce income inequality, boost job creation, accelerate consumption, increase investments in human capital, and directly help poor people manage risk and absorb financial shocks.

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Poverty and Persistence: A Model for Understanding Individuals’ Pursuit and Persistence in a Doctor of Education Program

September 26, 2014 Comments off

Poverty and Persistence: A Model for Understanding Individuals’ Pursuit and Persistence in a Doctor of Education Program (PDF)
Source: International Journal of Doctoral Studies

The purpose of this systematic grounded theory study was to extend the theoretical foundations of self-determination theory (Deci & Ryan, 1985, 2008), Tinto’s (1993) integration mode l of graduate persistence, and the framework of resilience (Cefai, 2004; Luthar, Cicchetti, & Becker, 2000) to generate a theoretical model explaining how doctoral candidate s from backgrounds of poverty persist through to successful admittance to doctoral candidacy. The proposed theoretical model provides an account for the relationship among significant losses in childhood that are subsequently transformed into positive attributes that motivated participants’ pursuit and persistence in a doctoral program. This study produced two new constructs contributing to the empirical and theoretical literature addressing persistence: familial integration and altruistic motivation . With high attrition rates across disciplines, this study makes an important contribution to the theoretical and empirical literature addressing doctoral persistence. Further, understanding the unique phenomena of familial integration and altruistic motivation assists universities in identifying marketing strategies and support services for the population understudy.

New Census Data Show Few Metro Areas Made Progress Against Poverty in 2013

September 22, 2014 Comments off

New Census Data Show Few Metro Areas Made Progress Against Poverty in 2013
Source: Brookings Institution

Newly released Census Bureau data confirm that, four years into an official economic recovery, the nation’s largest metro areas continued to struggle with stubbornly high poverty levels even amid improving employment numbers.

Income, Poverty and Health Insurance Coverage in the United States: 2013

September 19, 2014 Comments off

Income, Poverty and Health Insurance Coverage in the United States: 2013
Source: U.S. Census Bureau

The U.S. Census Bureau announced today that in 2013, the poverty rate declined from the previous year for the first time since 2006, while there was no statistically significant change in either the number of people living in poverty or real median household income. In addition, the poverty rate for children under 18 declined from the previous year for the first time since 2000. The following results for the nation were compiled from information collected in the 2014 Current Population Survey Annual Social and Economic Supplement.

The nation’s official poverty rate in 2013 was 14.5 percent, down from 15.0 percent in 2012. The 45.3 million people living at or below the poverty line in 2013, for the third consecutive year, did not represent a statistically significant change from the previous year’s estimate.

Median household income in the United States in 2013 was $51,939; the change in real terms from the 2012 median of $51,759 was not statistically significant. This is the second consecutive year that the annual change was not statistically significant, following two consecutive annual declines.

The percentage of people without health insurance coverage for the entire 2013 calendar year was 13.4 percent; this amounted to 42.0 million people.

States with Equal Minimum Wages for Tipped Workers Have Smaller Wage Gaps for Women Overall and Lower Poverty Rates for Tipped Workers

September 18, 2014 Comments off

States with Equal Minimum Wages for Tipped Workers Have Smaller Wage Gaps for Women Overall and Lower Poverty Rates for Tipped Workers
Source: National Women’s Law Center

The federal minimum cash wage for tipped workers has been frozen at $2.13 per hour for 23 years, and now represents less than a third of the federal minimum wage ($7.25 per hour)—its lowest share on record. The inadequate tipped minimum wage is particularly detrimental to women, who represent two-thirds of tipped workers nationally. Increasing wages for the predominately female workers at the bottom of the pay scale can reduce poverty and help close the wage gap. Raising the federal minimum cash wage for tipped workers—ideally, by eliminating it altogether—is a crucial step toward fair pay for women and economic security for their families.

Household Food Security in the United States in 2013

September 4, 2014 Comments off

Household Food Security in the United States in 2013
Source: USDA Economic Research Service

An estimated 14.3 percent of American households were food insecure at least some time during the year in 2013, meaning they lacked access to enough food for an active, healthy life for all household members. The change from 14.5 percent in 2012 was not statistically significant.The prevalence of very low food security was essentially unchanged at 5.6 percent.

See also: Household Food Security in the United States in 2013: Statistical Supplement

Contraceptive Needs and Services, 2012 Update (August 2014)

September 4, 2014 Comments off

Contraceptive Needs and Services, 2012 Update (PDF)
Source: Guttmacher Institute
From press release:

Between 2000 and 2012, the number of U.S. women in need of publicly funded family planning services increased by 22%, or 3.5 million women; in 2012, 20 million women were in need of publicly funded services. Women were considered to be “in need” if they were adults with a family income below 250% of the federal poverty level, or teens regardless of family income, and were sexually experienced and did not want to become pregnant. The increased need for publicly funded family planning services was driven primarily by a rise in the number of poor and low-income adult women (<250% of poverty) in need of contraceptive services and supplies.

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