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Expanding coverage: How primary care physicians are accommodating the newly insured

May 21, 2015 Comments off

Expanding coverage: How primary care physicians are accommodating the newly insured
Source: Deloitte

Are there enough physicians in the US to accommodate the millions of newly insured patients? If not, how will the health care system manage its growing (and aging) patient population?

The Deloitte Center for Health Solutions 2014 Survey of US Physicians shows that 44 percent of physicians are treating more newly insured patients – an important finding for health care stakeholders and decision makers. More primary care physicians (PCPs) (56 percent) experienced an increase in the number of newly insured patients than did surgical specialists (40 percent), non-surgical specialists (38 percent), and other physicians (33 percent). Survey respondents report that this is causing longer appointment wait times and driving PCPs to work longer hours. To cope, some PCPs are adding new physicians and hiring clinical staff to help with care coordination.

Learning for Life: The Opportunity for Technology to Transform Adult Education

May 18, 2015 Comments off

Learning for Life: The Opportunity for Technology to Transform Adult Education
Source: Tyton Partners

The number of US adults lacking basic skills in the areas of literacy, numeracy, and digital literacy is substantial – nearly one in six US adults maintains low literacy skills, while nearly one in three possesses low numeracy skills – and the consequences are debilitating. Not only is education fundamental to individual welfare and lifelong opportunity, but the effect of a large low-skilled adult population on the US economy is considerable.

Over the past decade, innovations in educational technology have impacted nearly all preK–12, postsecondary, and corporate and professional learning environments, while largely bypassing the adult education market; this is a missed opportunity to apply the education sector’s entrepreneurial efforts to a community of 36 million low-skilled adults in need. In fall 2014, Tyton Partners, with support from the Joyce Foundation and the Commission on Adult Basic Education, conducted comprehensive research on the role of and potential for instructional technologies in the US adult education field. Tyton Partners conducted a national survey of more than 1,000 adult education program administrators and practitioners to determine their interest in, aptitude for, and current use of technology-based instructional resources.

This publication series, Learning for Life: The Opportunity for Technology to Transform Adult Education, explores technology readiness, access, and use within various adult education delivery channels, as well as market opportunities, program decision-making processes, and the supplier ecosystem for instructional resources. The research and analysis featured in these publications will assist suppliers, investors, policy professionals, and institutions as they explore opportunities in the adult education market.

2015 Global Cyber Impact Report

May 15, 2015 Comments off

2015 Global Cyber Impact Report
Source: Aon and Ponemon Institute

Ponemon Institute global study, sponsored by Aon, identifies the relative financial statement impact of cyber incidents compared to tangible asset vulnerabilities.

Key findings:

  • Information technology assets are 39 percent more exposed than property assets on a relative value to insurance protection basis
  • Proliferation of mobile devices and Internet of Things to send cyberrisk skyrocketing over next five years
  • The report’s findings act as a roadmap for risk managers and finance, helping them take a broader look at their organization’s overall risk profile

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Expanding coverage: How primary care physicians are accommodating the newly insured

May 14, 2015 Comments off

Expanding coverage: How primary care physicians are accommodating the newly insured
Source: Deloitte

Are there enough physicians in the US to accommodate the millions of newly insured patients? If not, how will the health care system manage its growing (and aging) patient population?

The Deloitte Center for Health Solutions 2014 Survey of US Physicians shows that 44 percent of physicians are treating more newly insured patients – an important finding for health care stakeholders and decision makers. More primary care physicians (PCPs) (56 percent) experienced an increase in the number of newly insured patients than did surgical specialists (40 percent), non-surgical specialists (38 percent), and other physicians (33 percent). Survey respondents report that this is causing longer appointment wait times and driving PCPs to work longer hours. To cope, some PCPs are adding new physicians and hiring clinical staff to help with care coordination.

How does this compare with the Massachusetts experience with coverage expansion? What impacts will expansion of health care coverage to the newly insured have at national and state levels? What effect will it have on the role of the US safety net system and hospital emergency departments? How will growth in the insured population affect mid-level providers and retail health and urgent care clinics?

Physicians are already experiencing increased demand from a larger patient population. Adapting to that demand is one of the next challenges, not only for physicians, but for many health care stakeholders and decision makers. States and other policy makers may want to consider policy solutions to alleviate physician pressure, including increasing Medicaid primary care service reimbursement rates, sponsoring patient-centered medical homes (PCMH), advancing scope-of-practice standards, and reducing barriers to technology adoption. While physicians will continue to play a critical role in the US health care system, they will likely need to adapt to ever-growing patient numbers and demands. And, they should adapt quickly and prepare to weather the storm. Physician practices should consider redesigning care delivery models, developing new relationships, using data and analytics, and improving patient engagement.

Americans Likely Leaving $24 Billion in Unclaimed 401(k) Company Matching Contributions on the Table Annually, Financial Engines Finds

May 13, 2015 Comments off

Americans Likely Leaving $24 Billion in Unclaimed 401(k) Company Matching Contributions on the Table Annually, Financial Engines Finds (PDF)
Source: Financial Engines

If your boss offered you a $1,300 bonus on the spot, you’d take it, right? So why do so many employees pass up the chance to potentially receive thousands of dollars every year in the form of a 401(k) match?

A new research report, “Missing Out: How Much Employer 401(k) Matching Contributions do Employees Leave on the Table?” issued by Financial Engines (NASDAQ: FNGN) estimates that Americans leave $24 billion in unclaimed 401(k) company matches on the table each year.

The company examined the saving records of 4.4 million retirement plan participants at 553 companies, and found that one-in-four employees (25 percent) miss out on receiving the full company 401(k) match by not saving enough. The typical employee failing to receive the full match leaves $1,336 of potential “free money” on the table each year, which equates to an extra 2.4 percent of annual income not received.1 With compounding, this could amount to as much as $42,855 over 20 years.

The Wearable Future

May 12, 2015 Comments off

The Wearable Future (PDF)
Source: PricewaterhouseCoopers

There is indeed a wearable future ahead, one that can dramatically alter the landscape of society and business as we know it—and it’s right around the corner. For months, we surveyed consumers and spoke with experts to find out how to navigate the road to the future—exploring the potential benefits as well as the potential drawbacks, understanding why they matter, and how they will deeply shape us as individuals and as a society. Here is a look at some of the strengths and opportunities for wearable tech—and the weaknesses and challenges that enterprising businesses must successfully navigate.

The Cloud Grows Up

May 11, 2015 Comments off

The Cloud Grows Up
Source: Oxford Economics

Oxford Economics conducted a global survey of 200 business and technology executives to better understand how companies are using cloud platforms. Consistent with an earlier version of the same survey, the results show widespread enthusiasm about the cloud’s transformative potential – but with a more mature appreciation of the challenges and payoffs as it moves along Gartner’s “Hype Cycle.” Investment remains strong and many companies are already reaping the benefits as the cloud becomes the primary platform for business.

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