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Study Reveals a Compelling Wage Garnishment Profile

October 30, 2014 Comments off

Study Reveals a Compelling Wage Garnishment Profile
Source: ADP

Wage garnishment – the legal recovery of debt through the seizure of employee pay – is increasing in the United States. Since 2005, garnishments are up 121% in Phoenix; 55% in Atlanta since 2004; and 30% in Cleveland, between 2008 and 2009. The increase apparently stems from a growing population of debtors, and creditors who are more likely to sue to recover money they have lent and is overdue. To supply employers with accurate, detailed information to help them understand and react to the challenges of debt recovery, the ADP Research Institute®, a specialized group within ADP®, studied 13 million active employees, ages 16 and older in 2013. The study delves into aggregated, anonymous payroll data, highlighting a U.S. wage garnishment profile that is revealed across multiple categories, ranging from industries to size of business. The garnishment rate represents the proportion of employees having their wages garnished in that particular category.

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Climatescope 2014

October 30, 2014 Comments off

Climatescope 2014
Source: Bloomberg New Energy Finance, Inter-American Development Bank Group, U.K. Government Department for International Development, U.S. Agency for International Development

The Climatescope is a unique country-by-country assessment, interactive report and index that evaluates the investment climate for climate-related investment worldwide.

It profiles 55 countries worldwide and evaluates their ability to attract capital for low-carbon energy sources while building a greener economy.

The Climatescope is a snapshot of where clean energy policy and finance stand today, and a guide to where clean energy can go tomorrow.

This marks the third year of the Climatescope project. In 2012 and 2013, the Climatescope focused exclusively on Latin America and the Caribbean. The first edition was developed by the Multilateral Investment Fund of the Inter-American Development Bank Group in partnership with Bloomberg New Energy Finance.

In 2014, the UK Department for International Development and the US Agency for International Development have joined as supporters and advisors. The project has been expanded to include 55 countries, states, and provinces in sub-Saharan Africa and Asia. Bloomberg New Energy Finance serves as research partner and author of the report.

Deloitte Survey: Economic Optimism Warms Holiday Shoppers

October 30, 2014 Comments off

Deloitte Survey: Economic Optimism Warms Holiday Shoppers
Source: Deloitte

Optimism about the economy is kindling holiday cheer as shoppers plan to spend more this year and tech-savvy shoppers have even higher spending expectations, according to Deloitte’s 29th annual holiday survey. Among the findings:

Holiday spending to increase — consumers who shop across store, mobile and online channels are expected to spend more than single-channel shoppers

  • Total holiday spending is predicted to increase by 13 percent to $1,299 per household, and includes gifts, socializing away from home, entertaining at home, non-gift clothing for family or self, home/holiday furnishings, and any other holiday-related spending not in the other categories.
  • Spending on just gifts is expected to rise by 9 percent to $458 this year, from $421 last year.
  • Consumers who shop across store, mobile and online channels are expected to spend 66 percent more on gifts than those shopping stores only, $592 versus $357.
  • The number of gifts consumers expect to purchase increased to 13.4, up from 12.9 in 2013, but nearly 10 gifts less than the high of 23.1 in 2007.

Wealth-X And Arton Capital Philanthropy Report 2014

October 30, 2014 Comments off

Wealth-X And Arton Capital Philanthropy Report 2014
Source: Wealth-X

The Wealth-X and Arton Capital Philanthropy Report 2014 showcases the full spectrum of UHNW (ultra high net worth) philanthropy, highlighting the many different forms of philanthropic activities, and identifying trends in UHNW giving and the traits of UHNW philanthropists.

Free registration required.

Consumer Credit in Canada

October 30, 2014 Comments off

Consumer Credit in Canada
Source: IBISWorld

Record low interest rates and rising house prices in Canada have encouraged Canadians to take on more debt over the 10 years to 2014, with similar trends expected over 2015. IBISWorld estimates that overall debt per capita including mortgages for Canadian consumers will increase at an annualized rate of 3.7% to $49,634 over the five years to 2014, while debt per capita excluding mortgages will increase at an annualized rate of 1.8% to $17,338 over the same period. IBISWorld expects overall debt and debt excluding mortgages to increase to $52,547 and $17,893, respectively, by the end of 2015. While the massive increase in consumer debt has enabled higher spending by Canadian consumers, benefiting many segments of the economy, high consumer debt could have potentially devastating consequences for the economy in case of any negative exogenous changes, such as a drop in house prices or an increase in interest rates.

Enabling the Hyperconnected Age: The role of semiconductors

October 29, 2014 Comments off

Enabling the Hyperconnected Age: The role of semiconductors
Source: Oxford Economics

The semiconductor is one of the most pervasive and powerful inventions in human history—the material core of the Internet age. In a recent poll of scientists, historians, and technologists, asked to rank the top innovations since the wheel, the semiconductor came in fourth—just behind the printing press, electricity, and penicillin, but ahead of eyeglasses, paper, and the steam engine. An Oxford Economics analysis found that the semiconductor contributed $2.7 trillion in global GDP in 2012, and directly supported 1.3 million high-value jobs.

As our planet grows ever more connected and our societies become more able to measure, analyze, and predict behaviors in the physical world, continued advances in the capabilities of the semiconductor will help whole new industries flourish, while stimulating further dramatic increases in global productivity, economic growth, innovation, and sustainability. As a result, it will be crucial for policy-makers to support a healthy semiconductor ecosystem, and for educators to provide a steady stream of young minds to reach new frontiers.

Free registration required to access report.

U.S. Executives Remain Bullish on American Manufacturing, Study Finds

October 27, 2014 Comments off

U.S. Executives Remain Bullish on American Manufacturing, Study Finds
Source: Boston Consulting Group

U.S.-based executives at large companies remain bullish on American manufacturing, and their actions are starting to show it, according to new research by The Boston Consulting Group (BCG).

The firm’s third annual survey of senior manufacturing executives at companies with sales of $1 billion or more found that the number of respondents who said that their companies are already bringing production back from China to the United States had risen 20 percent—from roughly 13 percent to 16 percent—in the past year. The number who said that they would consider returning production in the near future climbed 24 percent—from about 17 percent to 20 percent. And a majority (54 percent) expressed interest in reshoring, validating last year’s result (also 54 percent).

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