Note to FullTextReports followers…

September 11, 2013 Comments off

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NIH-commissioned Census Bureau report highlights effect of aging boomers

July 28, 2014 Comments off

NIH-commissioned Census Bureau report highlights effect of aging boomers
Source: National Institutes of Health/U.S. Census Bureau

While rates of smoking and excessive drinking have declined among older Americans, prevalence of chronic disease has risen, and many older Americans are unprepared to afford the costs of long-term care in a nursing home, according to a report from the U.S. Census Bureau commissioned by the National Institutes of Health.

The report highlights those trends and others among America’s older population, now over 40 million and expected to more than double by mid-century, growing to 83.7 million people and one-fifth of the U.S. population by 2050. Population trends and other national data about people 65 and older are presented in the report, 65+ in the United States: 2010 (PDF, 12.0M). It documents aging as quite varied in terms of how long people live, how well they age, their financial and educational status, their medical and long-term care and housing costs, where they live and with whom, and other factors important for aging and health.

Social Security Board of Trustees: No Change in Projected Year of Trust Fund Reserve Depletion

July 28, 2014 Comments off

Social Security Board of Trustees: No Change in Projected Year of Trust Fund Reserve Depletion
Source: Social Security Administration

The Social Security Board of Trustees today released its annual report on the long-term financial status of the Social Security Trust Funds. The combined asset reserves of the Old-Age and Survivors Insurance, and Disability Insurance (OASDI) Trust Funds are projected to become depleted in 2033, unchanged from last year, with 77 percent of benefits still payable at that time. The DI Trust Fund will become depleted in 2016, also unchanged from last year’s estimate, with 81 percent of benefits still payable.

In the 2014 Annual Report to Congress, the Trustees announced:

  • The combined trust fund reserves are still growing and will continue to do so through 2019. Beginning with 2020, the cost of the program is projected to exceed income.
  • The projected point at which the combined trust fund reserves will become depleted, if Congress does not act before then, comes in 2033 – the same as projected last year. At that time, there will be sufficient income coming in to pay 77 percent of scheduled benefits.
  • The projected actuarial deficit over the 75-year long-range period is 2.88 percent of taxable payroll — 0.16 percentage point larger than in last year’s report.

Deconstructing Canada’s Housing Markets: Finance, Affordability and Urban Sprawl

July 28, 2014 Comments off

Deconstructing Canada’s Housing Markets: Finance, Affordability and Urban Sprawl
Source: OECD

House prices have increased significantly in Canada over the past decade, driving household debt and residential construction activity to historical highs. Although macro-prudential tightening has slowed the pace of household borrowing in the last few years, house prices have continued to trend higher, and affordability remains a major challenge in urban centres. First-time home buyers must therefore spend more of their incomes to purchase a house and are vulnerable to future interest rate hikes. Overbuilding in the condominium sectors of some cities appears to be a source of risk, especially if a major price correction in these segments spills over into other markets. The country benefits from a sound and effective housing finance system, which performed well throughout the global financial crisis thanks to strong regulatory oversight and explicit government backing of the mortgage market. Nonetheless, the dominance of the crown corporation CMHC in the mortgage insurance market concentrates a significant amount of risk in public finances. Improving competitive conditions in the mortgage insurance market could help diversify these risks and reduce taxpayer contingent liabilities, while introducing coverage limits on loan losses would better align private and social interests. There may be a shortage of rental housing in several cities, especially in the range that low-income households can afford. Urban planning policies have resulted in low-density residential development which contributes to relatively high transport-related carbon emissions. Addressing these externalities requires stronger pricing signals for land development, road use, congestion and parking, combined with better integration of public transit planning. To prevent the marginalisation of low-income households, planning policies should support social mix and increase incentives for private-sector development of affordable housing.

New Global Study Finds Companies Advanced in Social Business Actively Leveraging Social Data

July 28, 2014 Comments off

New Global Study Finds Companies Advanced in Social Business Actively Leveraging Social Data
Source: Deloitte/MIT

New research released today by MIT Sloan Management Review and Deloitte reveals that nearly two thirds of surveyed companies around the world find social business initiatives —including social media, social software and social networks—are positively impacting their business outcomes.

The report, Moving Beyond Marketing: Generating Social Business Value Across the Enterprise, based on a global survey of more than 4,800 business executives across 26 industries and 109 countries, found that the level of value companies achieve is related to their social business “maturity.”

Respondents who rated their companies further along the social maturity scale were more likely to report their companies practice the following:

  • Apply social business data in the decision making process: Nearly 80 percent analyze social data, and 67 percent integrate it into systems and processes to improve business decisions.
  • Employ a leadership vision that social can bring about fundamental changes: More than 90 percent of respondents say their leaders believe it can create powerful and positive change.
  • Infuse social business into multiple functions across the enterprise: A total of 87 percent use social business to spur innovation.

The 2013 Federal Reserve Payments Study — Recent and Long-Term Trends in the United States: 2000–2012

July 28, 2014 Comments off

The 2013 Federal Reserve Payments Study — Recent and Long-Term Trends in the United States: 2000–2012 (PDF)
Source: Federal Reserve Board

Underlying the net economic output of the country are billions of transactions between buyers and sellers of goods and services (such as consumers and merchants, factories and suppliers, employers and employees), as well as various financial transactions (such as transfers of balances between accounts, loan originations, and loan payments). The 2013 Federal Reserve Payments Study attempts to measure the number and value of all such transactions conducted over noncash payment systems—including general-purpose and private-label card systems, automated clearinghouse (ACH), and checks. The study builds on the triennial Federal Reserve Payments Study series, conducted since 2001, to paint a more comprehensive picture of the U.S. payments system.

Size Matters Stature Is Related to Diagnoses of Depression in Young Military Men

July 28, 2014 Comments off

Size Matters Stature Is Related to Diagnoses of Depression in Young Military Men
Source: Sage Open

Evolutionary theories suggest that depression has evolved as an adaptation to insurmountable adversity or defeat. One prediction stemming from these models is that individual attributes associated with defeat in a given social environment could be risk factors for depression. We hypothesized that in young military men, where physical prowess was important, short stature might constitute a risk of depression and that this risk would be specific to depression and not to other prevalent mental disorders such as anxiety. A preliminary analysis of the diagnostic profile of a sample of male military personnel treated for mental health indicates that men both shorter and taller than average by 1 standard deviation may be predisposed to higher rates of depressive but not anxiety disorders. Practical and theoretical implications of our findings are discussed.

New From the GAO

July 28, 2014 Comments off

New GAO Reports
Source: Government Accountability Office

1. Railroad Retirement Board: Total and Permanent Disability Program at Risk of Improper Payments. GAO-14-418,June 26.
http://www.gao.gov/products/GAO-14-418
Highlights – http://www.gao.gov/assets/670/664467.pdf

2. Consumer Financial Protection Bureau: Opportunity Exists to Improve Transparency of Civil Penalty Fund Activities. GAO-14-551, June 26.
http://www.gao.gov/products/GAO-14-551
Highlights – http://www.gao.gov/assets/670/664452.pdf

3. Drinking Water: EPA Program to Protect Underground Sources from Injection of Fluids Associated With Oil and Gas Production Needs Improvement. GAO-14-555, June 27.
http://www.gao.gov/products/GAO-14-555
Highlights – http://www.gao.gov/assets/670/664500.pdf

4. Media Ownership: FCC Should Review the Effects of Broadcaster Agreements on Its Media Policy Goals. GAO-14-558, June 27.
http://www.gao.gov/products/GAO-14-558
Highlights – http://www.gao.gov/assets/670/664485.pdf

5. Security Clearances: Tax Debts Owed by DOD Employees and Contractors. GAO-14-686R, July 28.
http://www.gao.gov/products/GAO-14-686R

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