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The Millennial Disruption

October 8, 2014 Comments off

The Millennial Disruption
Source: Viacom

The data represented illuminates key findings from the Millennial Disruption Index (MDI), a three-year study of industry disruption at the hands of teens to thirtysomethings. Millennials, a generation born 1981–2000 and more than 84 million strong in the U.S. alone, use technology, collaboration and entrepreneurship to create, transform and reconstruct entire industries. As consumers, their expectations are radically different than any generation before them. For the MDI, Scratch surveyed over 10,000 Millennials about 73 companies spanning 15 industries. The results paint a clear picture of which brands are loved, which are meeting consumer needs, and which are poised on the brink of disruption. The Index also sheds light on the topline features of companies that Millennials rely on and identify with.

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The Advantages of Demographic Change after the Wave: Fewer and Older, but Healthier, Greener, and More Productive?

October 6, 2014 Comments off

The Advantages of Demographic Change after the Wave: Fewer and Older, but Healthier, Greener, and More Productive?
Source: PLoS ONE

Population aging is an inevitable global demographic process. Most of the literature on the consequences of demographic change focuses on the economic and societal challenges that we will face as people live longer and have fewer children. In this paper, we (a) briefly describe key trends and projections of the magnitude and speed of population aging; (b) discuss the economic, social, and environmental consequences of population aging; and (c) investigate some of the opportunities that aging societies create. We use Germany as a case study. However, the general insights that we obtain can be generalized to other developed countries. We argue that there may be positive unintended side effects of population aging that can be leveraged to address pressing environmental problems and issues of gender inequality and intergenerational ties.

Mapping the Marriage Market for Young Adults

October 3, 2014 Comments off

Mapping the Marriage Market for Young Adults
Source: Pew Research Social & Demographic Trends

The share of American adults who have never been married is at a record high (20%), and young adults are at the leading edge of this national trend. For those in the “marriage market,” location matters. Pew Research Center has compiled census data on the number of unmarried men and women ages 25 to 34 in many of the nation’s metropolitan areas. We’ve also sorted the data by employment status. Finding a spouse with a steady job is a high priority for 78% of never-married women who may want to get married in the future(and 46% of men), though the pool of employed young men has shrunk.

Social protection for older persons: Key policy trends and statistics

October 3, 2014 Comments off

Social protection for older persons: Key policy trends and statistics
Source: International Labour Organization

This policy paper: (i) provides a global overview of the organization of pension systems, their coverage and benefits, as well as public expenditures on social security, in 178 countries; (ii) analyses trends and recent policies, e.g. extension of coverage in a large number of low- and middle-income countries; (iii) presents the negative impacts of fiscal consolidation and adjustment measures in a number of higher-income economies; and (iv) calls for the expansion of social protection in pursuit of crisis recovery, inclusive development and social justice.

CRS — Unaccompanied Alien Children: Demographics in Brief (September 24, 2014)

October 1, 2014 Comments off

Unaccompanied Alien Children: Demographics in Brief (PDF)
Source: Congressional Research Service (via Federation of American Scientists)

The number of children coming to the United States who are not accompanied by parents or legal guardians and who lack proper immigration documents has raised complex and competing sets of humanitarian concerns and immigration control issues. This report focuses on the demographics of unaccompanied alien children while they are in removal proceedings. Overwhelmingly, the children are coming from El Salvador, Guatemala, and Honduras. The median age of unaccompanied children has decreased from 17 years in FY2011 to 16 years during the first seven months of FY2014. A greater share of males than females are represented among this population. However, females have steadily increased in total numbers and as a percentage of the flow since FY2011. The median age of females has dropped from 17 years in FY2011—the year that was the median age across all groups of children—to 15 years in the first seven months of FY2014.

Millennials and Their Homes: Still Seeking the American Dream

October 1, 2014 Comments off

Millennials and Their Homes: Still Seeking the American Dream
Source: Demand Institute

The economy is getting better, albeit slowly, and a generation faced with numerous economic challenges is looking ahead. The weight of Millennial influence on the economy and housing market will be significant over the next five years – Generation Next has become Generation Now.

But despite the growing influence of Millennials, many myths to the contrary persist. When they move, they will all move to the city and rent; they don’t want to own things; they won’t need cars anyway – and there will be a massive slump in demand because they are all going to be living single in their parents’ basements for the foreseeable future, right? Not quite.

Like most myths, there is some truth here – but only some. Last summer, The Demand Institute surveyed more than 1,000 Millennial households (18- to 29-year-olds) about their current living situation, moving intentions and home preferences, as part of a broader effort to understand where future home and community demand is headed. What we learned was often counterintuitive to the prevailing wisdom about this important generation, which is likely to behave more like earlier generations than many appear to expect.

Updated reverse mortgage guide: Two things you should know

September 30, 2014 Comments off

Updated reverse mortgage guide: Two things you should know
Source: Consumer Financial Protection Bureau

More and more homeowners are considering tapping their home equity as they approach retirement age. Getting a reverse mortgage is one way that some older homeowners can do that. Reverse mortgages are a special type of home equity loan sold to homeowners aged 62 years and older, which are repaid when the borrowers sell the home, move out, or die. It’s a complicated type of loan that works best for homeowners who carefully consider all of their options.

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