Archive for the ‘Vanguard’ Category

How America Saves 2015

June 25, 2015 Comments off

How America Saves 2015
Source: Vanguard
Defined contribution (DC) retirement plans are the centerpiece of the private-sector retirement system in the United States. More than 90 million Americans are covered by DC plan accounts, with assets now in excess of $6.5 trillion.

Participants’ adoption of professionally managed allocations continues to grow. In 2014, 45% of all Vanguard participants had their entire account balance invested in either a single target-date fund, a single target-risk or traditional balanced fund, or a managed account advisory service. These professionally managed investment options have the potential to reshape retirement savings outcomes for these participants. They signal a shift in responsibility for investment decision-making away from the participant and back to employer-selected investment and advice programs. We predict that sometime during 2015, half of all Vanguard participants will be using a professionally managed allocation.

How America Saves 2014

July 31, 2014 Comments off

How America Saves 2014
Source: Vanguard

How America Saves 2014 is here! This comprehensive report analyzes the saving, investing, and account activity trends in defined contribution (DC) plans at Vanguard. The report offers useful insights into current issues affecting DC plans, including employer contribution trends, automatic plan features, use of target-date funds, and use of advice services.

How America Saves 2013: A Report on Vanguard 2012 Defined Contribution Plan Data

June 13, 2013 Comments off

How America Saves 2013: A Report on Vanguard 2012 Defined Contribution Plan Data (PDF)

Source: Vanguard

An important development in DC plans is the rising prominence of professionally managed allocations. Participants with professionally managed allocations are those who have their entire account balance invested in a single target-date or balanced fund or a managed account advisory service. At year-end 2012, 36% of all Vanguard participants were solely invested in an automatic investment program— compared with just 17% at the end of 2007. Twentyseven percent of all participants were invested in a single target-date fund; another 6% held one traditional balanced fund; and 3% used a managed account program. These diversified, professionally managed investment portfolios dramatically improve portfolio diversification compared with participants making choices on their own. Among new plan entrants (those participants entering the plan for the first time in 2012), a total of 73% of new participants were solely invested in a professionally managed allocation.

Guide to major U.S. economic reports

February 15, 2011 Comments off

Guide to major U.S. economic reports
Source: Vanguard
Describes and explains: Beige Book, Business Inventories, Capacity Utilization Rate, Construction Spending, Consumer Confidence, Consumer Credit, Consumer Price Index, Durable Goods Orders, Employment Cost Index, Employment Situation, Existing-Home Sales, Factory Orders, Federal Open Market Committee Meeting, Gross Domestic Product, Industrial Production, Initial Jobless Claims, Institute for Supply Management Index, Institute for Supply Trade Non-Manufacturing Index, Leading Economic Indicators, New-Home Sales, New Residential Construction, Nonfarm Productivity, Personal Income; Personal Spending, Personal Income; Personal Spending, Retail Sales, U.S. Trade Balance.